Is Bankruptcy for Me?

If you answered yes to any of these questions, you at least want to give your financial situation a little more thought, and bankruptcy may be an option. The founders of the United States foresaw that honest people might suffer economic misfortune or make poor choices. So, they provided for bankruptcy in the U.S. Constitution.

The historic financial crisis and now the pandemic has resulted in record unemployment rates, home foreclosures and evictions. People are forced to cope with the stress of navigating both the rough waters of the economy and at the same time deal with the nuisances that accompany financial issues, such as harassing collection letters, phone calls, garnished wages, bank levies, repossessions, and evictions.

Many individuals do not have the ability to meet repayment requirements due to financial issues. Bankruptcy offers protection for these individuals. It can immediately take the pressure off and allow you time to think. It can help in the process of repairing dire financial situations.

Bankruptcy allows certain qualifying debts to be forgiven, providing a second chance for those who are drowning in debt. In addition, some of those debts that cannot be discharged can be paid over a three to five year plan – in some cases interest free.

Seeking Bankruptcy protection can be a complicated process. Anthony Landolfi and his staff are here to help. Our experienced team can help you navigate the options available to help you resolve your financial issues. Regardless, if you are in need of personal bankruptcy or a business bankruptcy, we can help you get it done.

We make it easy for you to file a Chapter 13 Bankruptcy today with NO LEGAL FEE DOWN and a free initial consultation. Pay only the up-front court fee of $313.00, with the legal fee paid over 3-5 years. If a Chapter 7 Bankruptcy is more appropriate, we will work with you with a payment plan prior to filing.